We help our clients arrange their personal and business affairs to ensure that, upon death, their assets are distributed according to their wishes and that maximum benefits are available to their beneficiaries. If an estate is to be maximized at the time of death, then very often it is necessary to make changes to the financial affairs of the family while its eldest members are still alive. We can assist in formulating and then carrying out effective plans. A strength of FLO is our knowledge and experience in regard to the taxation of estates. We also help families retain control of the property and financial affairs of an incapable person.